Owning Versus Renting

Owning Versus Renting

After being a homeowner for 30 some odd years, the word rent sometimes feels foreign when I say it out loud.  My goal was to have my own property and home so I could do what I wanted with it in regards to landscape and DIY projects.  I reached that goal and I felt accomplished.  Until tragedy struck.

After having failed back surgery, I realized that I could no longer keep up with the many tasks of being a homeowner.  The chores I used to relish doing, had turned to painful attempts to carry on.  Living with chronic pain has so many downfalls.

After some serious reconsiderations, I decided that the best choice for me, as a single lady, would be to downsize to a one bedroom apartment.  I wouldn’t have to worry about repairs, I wouldn’t have to worry about the lawn care which was the biggest issue for me, because I owned a large property.   I found a cute little industrial type apartment that had 1 bedroom and an open kitchen/living area and a small bathroom.

Because I’m the picky sort who feels stress if anything is out of place, I thought this would be perfect.  It was anything but and after 3 and a half years, I moved to my second apartment.  The biggest complaint for me was the noise.  It was an old country store turned duplex and I could hear every single thing that went on next door and there was a lot that went on, let me tell you.

The space was also becoming a problem because saying you’re going to downsize versus actually downsizing, was not as easy as I’d hoped it would be.  I had 1 closet, a very small closet and it was just not working out.  I moved here with the intent that it would get me in the area I wanted to be and just be a stopover.   I have fabulous neighbors but again, my intent was that this would be a temporary placement.  It was the only available apartment in this area of the 5 apartment complexes.  While it is bigger than my last apartment, it’s all boxed in.  Everything feels boxed in.  I prefer an open floor plan.

Finally, after finding an apartment with more rooms and plenty of closet space, I’m preparing for my next move.  It could very well be my forever home.

Most people can’t or don’t want to understand why I chose to live in an apartment when I had my own home.  But, most people don’t live with the chronic pain that I live with on a daily basis.  Owning versus renting has to be an individual choice as to which would work for you.

I do not feel like I’m throwing money away.  I would rather have the security of knowing that if anything happens to my apartment, it will be taken care of by the owner.  I don’t have an extra out of pocket expense towards an exterminator because all of the apartment complexes our area include that in the rent. Towards the end of my home ownership, I was paying large fees to keep my lawn cared for when I could no longer do it myself.  I don’t have that worry or stress anymore.  If you are renting a home, you do have to keep up with the lawn.  That’s why I choose to live in an apartment.   I feel more secure in so many ways by renting than I did in owning.   The upkeep of a home can be costly.  I feel like I’m using that money instead to provide security and stress relief by living in an apartment.

Sure, I can’t do what I want to do in an apartment as far as design changes, changing colors, or carpet, but for me, owning versus renting is an easy choice and it works perfectly for my needs.  It’s a choice you have to make as to what works for you at this moment in time.

Owning Versus Renting

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